Fua Requirements On A Roof

One frequently asked question about the fha loan process is related to fha appraisals and the minimum requirements for the roof of the home.

Fua requirements on a roof.

A roof must be strong to withstand snow and wind load. There are some unique roof requirements that apply to va loans even though this may not always be the case with conventional mortgages. Among the most frequently asked questions that figure on most people s minds when it comes to borrowing an fha loan pertain to fha appraisals and the minimum qualifying criteria for the roof of the borrower s home. The basic object of the house or home is to provide shelter.

In roof construction a roof is covered by covering materials which are supported on a structural member. The va roof requirements are much more stringent in order to. The va roof requirements are a subsection of this appraisal allowing you to take a closer look at what happens to be on top of your new home. For this purpose the appraiser is assigned with the responsibility of evaluating the home to ensure that it meets the standards as laid down by the fha and assigns it with the.

In addition to looking at it from the outside taking a look at the underside of the roof decking and structural support system from inside the attic can uncover water leaks or other types of damage. The condition of the roof is important as it s a major source of headaches for a home owner if there is a problem down the line. Appraisal requirements for fha mortgage loans are found in hud 40001 and include guidelines for electrical systems plumbing paint and also requirements for the roof. By looking at the roof from the outside it will be possible to see if the shingles are missing cracked or curling due to old age.